A major cause of worry stress and depression, is thinking about money.  How you are going to pay your bills, pay for a school trip or just get yourself a little treat with out leaving yourself short. Well look no further, this little pad can help you plan what your outgoings are and encourage you to save as little or as much as you can The pad contains 50 pages so yes thats two weeks out the year you don't have to do it, and your pack contains 12 little envelopes to pop in your cash, just fold your notes and put them in. The pad comes in navy peach and gold - the envelopes are peach and navy   happy saving xx