Check out Papier's hardcover finance journals for those budget conscious customers. What's Inside - Four Money Mentor articles from Kalpana Fitzpatrick - Yearly review for last year - Money Clarity pages to set financial goals for the next 12 months - Savings and debt reviews - Overall monthly budget to break down your spending - 12 monthly budget and tracking pages - Six-month review - End of year review - Space to plan budgets for six occasions Paper Quality: - 100% offset paper & greyboard - 96 leaves (192 sides) of paper - Inner pages are 60 lb - Hardback cover is 0.2" thick with a 120 lb silk-paper finish - Foiled Details: Printed with gold ink to create raised, metallic touches - Includes a ribbon marker - Size: A5, 6 in x 8.5 in